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You'll also get a free copy of your credit report -- verify it and keep involved with the credit score bureaus until they appropriate any fraudulent costs or accounts you discover there. Bank card corporations limit your liability on fraudulent purchases, and you can dispute false costs. A financial savings account that has no checks issued and isn't linked to any debit card might be a lot more durable for a thief to achieve entry to. If you keep a large amount of cash in your main checking account, then all that cash is weak if somebody steals your debit card or writes checks in your title. Whenever you ship mail, use secure, opaque envelopes so nobody can learn account numbers or spot checks simply by holding them up to the light. Only use ATMs in safe, nicely-lit places, and don't use the machine if somebody is standing too shut or looking over your shoulder.

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